{"id":250,"date":"2026-06-12T07:00:00","date_gmt":"2026-06-12T07:00:00","guid":{"rendered":"https:\/\/www.riverplacedds.com\/blog\/2026\/06\/emergency-dentistry-will-dental-insurance-cover-it\/"},"modified":"2026-06-12T07:00:00","modified_gmt":"2026-06-12T07:00:00","slug":"emergency-dentistry-will-dental-insurance-cover-it","status":"publish","type":"post","link":"https:\/\/www.riverplacedds.com\/blog\/2026\/06\/emergency-dentistry-will-dental-insurance-cover-it\/","title":{"rendered":"Save Your Smile: How to Use Dental Insurance When Dealing with an Emergency"},"content":{"rendered":"
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Regardless of your dental injury, you should never put off treatment out of fear that the bill will be too much. Although it\u2019s natural to want to avoid paying a high price for treatment, a minor or major problem can quickly turn into something more serious if you fail to seek help. Instead of giving in to the fear that your dental insurance won\u2019t help cover the cost, learn the truth about emergency dentistry<\/a> and how you can save.<\/p><\/p>\n\n\n\n\n\n\n\n

Will Dental Insurance Cover a Dental Emergency?<\/h2>\n\n\n\n

Most companies include one free dental emergency exam each year, so if you\u2019re concerned about seeing your dentist, don\u2019t be. While it\u2019s true that not all plans are the same, you can expect the majority of your cost to come from the type of restorative treatment you need to repair your smile.<\/p>\n\n\n\n

Minor and major restorative services may be covered at 50-80%, depending on the care you receive. Naturally, a dental filling or crown will cost much less than a root canal or tooth extraction\/replacement.<\/p>\n\n\n\n

No matter what kind of service you receive, it\u2019s important to ask a member of your dental team to review your plan to determine how much you will save out of pocket when using your dental insurance.<\/p>\n\n\n\n

What Kinds of Dental Emergencies Qualify?<\/h2>\n\n\n\n

Generally, if you are experiencing oral pain of any kind, you are encouraged to schedule an emergency appointment with your dentist. A small issue can quickly turn into a serious infection that affects more than your mouth.<\/p>\n\n\n\n

However, if you suffer from any of the following, do not wait to call your dentist for help:<\/p>\n\n\n\n